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New Construction Loans for Real Estate Investors:
Ground-up financing built for developers.

From blueprints to built.

Whether you’re building one property, or scaling up a portfolio, our new construction loans flex to fit your needs, timeline, and scope.

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Focus on your build, not on cashflow.

Ground-up projects need liquidity, not limits. Our new construction loans cover both land and vertical costs, so you can stay on budget – and on schedule – from foundation to final walkthrough.

Frame house construction. View on new building with crane against blue sky

When the ground is ready, so are we.

Construction timelines don’t wait. Our lending process is built to match your pace, and designed for developers who know where they’re headed.

  • 100% of construction costs covered.
  • Competitive rates: Up to 80% LTV.
  • Built-in flexibility for real-world challenges.
Attic Wooden Roof Construction Covering the House

From dirt to done.

You’ve got the plan, we’ve got the capital to bring it to life. As investors and renovation experts ourselves, our experienced lending team understands the rhythm of new construction.

  • Tailored to your timeline and exit strategy.
  • Options for rental hold, or for-sale exit.
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New Construction typical terms:

Our loan terms aren’t one size fits all – let’s explore how we can tailor our numbers to work for your needs.

• Minimum 650 FICO.
• 3+ ground-up construction projects completed. 1st time builders with qualified GC on an exception basis.
• LLC, corporation, or partnership.
• Interest reserves: 3-6 months.

  • Max Loan to Purchase: 75% if permitted, 60% unpermitted.
  • Max Construction: 100% of construction/rehab cost.
  • Max Loan to ARV: 65%.
  • Max Loan to Cost: 80%.
  • 12-18 months with two 3-month extension options.
 

• 1-4 family residential.

  • Loan application.
  • 1 month of bank statements.
  • Corporate documents.
  • GC Builder Profile Report
  • Architect Letter or Approved Plans
  • Permits and Approvals in Place
  • Purchase and sale agreement
  • Appraisal
  • Guarantor(s) photo ID
  • Credit report
  • Property insurance
  • Schedule of owned real estate
  • Contractor liability insurance
  • Construction budget
  • Cost of an appraisal.
  • Points at closing.
  • $1,999 processing fee.
  • Bank Attorney Fee $1,750 - $2,250.
  • Rates start at 9.99% to 12.99% depending on credit and experience.

FUNDING, REIMAGINED.

Ready to start your New Construction?

We specialize in private, asset-based bridge loans for 1-8 unit properties. Whether you’re flipping, holding, refinancing, or building from the ground up, Clout Capital provides financial solutions to move your investment forward – without the red tape of traditional lending.

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Chris Clifford, President, Clout Capital, servicing bridge loans to real estate investors

Ready to learn more?

Schedule a meeting.

130 Albany Ave

Our client used Clout Capital’s New Construction loan to turn a foreclosed property into a breathtaking modern home.

AS-IS VALUE
$ 0
AFTER-REPAIR VALUE
$ 0 M