Rental Property Loans

Financed by the future.

Finance your purchase based on the property’s projected future earnings. With Clout Capital’s Rental Property (DSCR) loans, you can let your property’s potential pay for itself.

View of luxurious modern house exterior with garden and swimming pool

Based on the property's potential cash flow, not your personal income.

With our streamlined application process, we don’t need to see your W2, pay stub, or tax returns. Our Rental Property loans are all about what your property earns, not what you do.

  • Don’t Search for Paperwork: Limited documentation required, which means you can get back to work.
  • Passive Income Friendly: Designed for rental properties, DSCR loans let your cash flow do the talking.
Wooden airbnb house in the countryside

Maximize your returns.

Our Rental Property loans keep your cash flow moving to boost your short-term and long-term yields. Perfect for full-time investors and side hustlers, DSCR loans scale with your portfolio.

  • Interest-only available with loan terms up to 40 years.
  • Customize pre-payment penalties to fit your needs.
Private money lender for real estate investors - fix and flip, dscr, and bridge loans in New York and Northeast US

Financing solutions that move you forward.

From short-term vacation rentals to long-term investment properties, our Rental Property loans provide solutions to your cash flow challenges.

  • Use our Rental Property loans to refinance and pull cash out of a rented and stabilized property – no personal income documentation needed.
  • Your Gateway to BRRRR: Buy, Rehab, Rent, Refinance, Repeat. DSCR loans help investors pull out equity and recycle capital for your next deal

Rental Property typical loan terms:

Our loan terms aren’t one size fits all – let’s explore how we can tailor our numbers to work for your needs.

  • 650 standard FICO score. Lower scores evaluated on a case-by-case basis.
  • 3 months of cash reserves.
  • No derogatory public records in the past 2 years.
  • First-time investors allowed.
  • LLC, Corporation, or Partnership.
  • No-ratio DSCR available.
  • Up to 80% LTV purchase.
  • Up to 75% LTV cash-out.
  • 15-year, 30-year, 40-year fixed. Interest only available on 40-year fixed.
  • 3/6, 5/6, 7/6, 10/6 ARMs.

• Non-owner occupied.
• 1-4 family residential.
• Condos.
• Townhomes.
2-8 unit multi-family.
• Short-term rentals.

  • Loan application.
  • Purchase and sale agreement.
  • Appraisal.
  • Guarantor photo ID.
  • Articles of organization.
  • Operating agreement / bylaws.
  • Corporate resolution.
  • Certificate of good standing.
  • EIN documentation.
  • Assets (previous 60 days).
  • Credit report.
  • Property insurance.
  • Lease.
  • Market rent report.

• Rates start as low as 6.5%.

  • Cost of an appraisal.
  • Points at closing.
  • $1,999 processing fee.
  • Bank Attorney Fee $1750 - $2,250.

FUNDING, REIMAGINED.

Ready to start your Rental Property loan?

We specialize in private, asset-based bridge loans for 1-8 unit properties. Whether you’re flipping, holding, refinancing, or building from the ground up, Clout Capital provides financial solutions to move your investment forward – without the red tape of traditional lending.

Chris Clifford, President, Clout Capital, servicing bridge loans to real estate investors

Ready to learn more?

201 E Bertsch St

A borrower took advantage of our BRRRR program to purchase and rehab this investment rental property.

AS-IS VALUE
$ 0
AFTER-REPAIR VALUE
$ 0