After building Cliffco Mortgage Bankers, a highly successful consumer-facing lending institution, our founders turned their attention to a market in need of transformation: business-purpose lending.
They saw firsthand how the rigid requirements and glacial timelines of traditional financing were holding investors back. So they created Clout Capital: an agile, solutions-driven lending partner built specifically to meet the needs of today’s real estate investors.
Backed by decades of experience and hundreds of millions of dollars in closed loans, our founding team knows the smarter ways to support real estate investors.
We specialize in private, asset-based bridge loans for 1-8 unit properties. Whether you’re flipping, holding, refinancing, or building from the ground up, Clout Capital provides financial solutions to move your investment forward – without the red tape of traditional lending.
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Christopher Clifford has never been one to follow the status quo. For more than three decades, he’s made bold, strategic moves to elevate the real estate lending experience and redefine what’s possible in the mortgage industry.
In 1989, Chris took a calculated leap, pulling $20,000 from his retirement fund to launch Cliffco Mortgage Bankers. At the time, the company’s focus was subprime second mortgages and a commitment to help borrowers regain their financial footing. Under Chris’s visionary leadership, Cliffco has grown into a full-service mortgage bank with a net worth of $7.5 million. Today, the company is approved by Fannie Mae, Freddie Mac, and FHA, and maintains long-standing relationships with major lending partners like First Horizon, Flagstar, and The Bank of California.
Never one to rest on success, Chris identified a new opportunity to meet the evolving needs of real estate investors. In 2022, he founded Clout Capital, a lending platform focused on business-purpose loans. Backed by a line of credit from Webster Bank (now operating at full capacity), Clout Capital has already built a strong foothold in the industry, with a current net worth of $3.7 million and growing investor demand.
In addition to his lending expertise, Chris is an experienced builder and real estate investor himself. He has developed 10 homes, and recently completed the full renovation of a 93,000-square-foot commercial property.
With a rare blend of financial acumen, real-world construction experience, and a passion for helping others build wealth through real estate, Chris brings a uniquely comprehensive perspective to every deal, and every investor he serves.
Adam Broder is a seasoned leader in the mortgage and real estate industries, bringing over twenty years of hands-on experience, strategic growth, and entrepreneurial drive to the table.
A native of East Meadow, New York, Adam’s work ethic took root early. By 22, he had purchased his first residential construction property, and by 24, he had acquired his first building. From then on, his path was clear.
Since 2010, Adam has worked alongside Christopher in shaping the vision and growth of Clout Capital, and expanding Cliffco, Inc. as Vice President. His leadership has been instrumental in scaling both companies into respected names in mortgage banking and real estate investment. He’s also the founder and owner of Island Estates Abstract, a title insurance company that complements his broader portfolio of real estate services.
As a driven real estate investor himself, Adam has renovated over 160 residential properties, consistently identifying and maximizing opportunity with precision and care. His success in residential development laid a strong foundation for his move into the commercial space; in 2018, he acquired a 93,000psquare foot office building in Uniondale, NY. At the time, it was vacant; within five years, Adam led a full renovation and successfully reached 100% occupancy – featuring medical offices, a media center, a state-of-the-art conference room, fitness facility, and cafeteria.
With deep expertise in ground-up construction, property, rehabilitation, and strategic leasing, Adam offers investors both vision and practical guidance. Through Clout Capital and his expansion into private lending, he’s bringing his sharp financial insight and commitment to value-driven growth to clients across the investment landscape.
With nearly two decades in financial services, Ryan has been a key contributor to Clout Capital since its inception. As Vice President of Operations, he leads the development and delivery of creative, seamless lending solutions tailored to each client’s needs.
Prior to Clout Capital, Ryan worked alongside the company’s founders at Cliffco Mortgage Bankers, where he played a pivotal role in introducing asset-based bridge lending to the firm’s suite of financial products. He previously honed his expertise in conventional and non-QM loans during tenures at Lendr, a merchant cash advance company, and Silvan Funding, a mortgage firm specializing in asset-based loans.
Ryan’s professional foundation in finance began at his father’s CPA firm, and he holds a Bachelor of Business Administration in Finance from Pace University’s Lubin School of Business.
Known for his commitment to exceptional client service, Ryan ensures a high-touch experience from application through funding and is deeply involved in every loan that passes through Clout Capital.
